Tuesday, June 21, 2011

What Airline Credit Cards To Shop For

By Shannon L. Hilson


Be it airlines, hotels, departmental stores or restaurants, credit cards are being used virtually almost everywhere. It is now possible to manage your own credit with the convenience of airline credit cards, in the present fiscal arena. Detailed information on airline credit cards can now be availed by consumers online. Before opting for a credit card it is very necessary to complete thorough analysis first, even on the credit plans.

Marketing credit cards over the internet has become very easy for credit card companies. Any individual can apply for any type of credit card basically. Airline credit cards help in earning a lot of free travel. Since travelling by air is an expensive affair, anybody would want to consider free air travel. With the help of these airline cards, people can earn free airline tickets or frequent flier miles on many of the well known airlines.

Airline credit cards are of two types, one is the airline mile card and the other is the frequent flyer card. You can use the airline mile card to earn free air travel on many popular airlines. Points can be cashed in for hotel stay, car rental, etc. by any credit card holder. The frequent flyer card is the other type of credit card. A card holder can earn frequent flyer miles not only on a particular airline, but also on a partner airline.

Free travel can be earned, especially by those individuals who are responsible with a debt on credit card, by availing airline credit cards. Best use of any credit card bill can be made to pay off credit at the month's end. It is a trend these days to purchase a lot of items like furniture, groceries, clothes, etc, on credit basis and this is where the cards help.

A frequent flyer card can be one of the best choices if you are the type who travels frequently on any particular airline. Many a times, just for opening up the credit card account, these airline credit cards also offer bonus miles. At times you could even earn 15000 bonus miles which can be added to the miles you earn from the actual air travel. Usually, for every dollar spent, many of the frequent flyer cards offer one mile, while many also offer double the amount of miles for every purchase to a specific location. Miles earned are then added to reap rewards.

Conduct a review on conditions offered alongside rewards, rate of interest, credit card fees and all other expenses associated with the airline credit cards, before the final choice is made. Given a choice between the frequent flyer credit card and the airline mile credit card, try to bag one that suits your need better before you make the final decision.

You could get fewer choices when a travel segment is booked with a frequent flyer card, which is the downside of this card. Fewer seats or black out dates could be two of the issues for those individuals who want to consider redeeming miles with airline credit cards. Check out the various terms and conditions of the airline credit cards, and conduct adequate research first, which is always safer.

Amongst the different airline credit cards, a good choice is the airline mile credit card, especially for those who require travel flexibility. There is no need to limit yourself to one particular airline or one particular schedule, as the points that are earned on airline credit cards can be used on a number of airlines.




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